Are You a Frustrated Home Buyer?

frustrated home buyerSearching online for off-market properties in Tennessee, can often send you down a rabbit hole.  Your keyword search for off-market or pocket listings will often take you to a particular real estate website, where you will quickly become frustrated as you find that the site does not offer any specific homes for sale that are off-market properties.  

The market has been very fast paced over the last couple of years and many times buyers wondered if they could possibly find an off market property, as they got desperate to find a home.  By having a REALTOR® represent you, you are in a much better position to learn about off-market properties.  Without a REALTOR®, the possibility of finding an off-market home becomes…

1243 Views, 1 Comments

Tackling Higher Interest Rates in 2023

The Step Up Mortgage by Acopia Home LoansUse the StepUp Mortgage from Acopia Home Loans

2022 has seen a lot of changes in the real estate market.  We have experienced a timeframe where there were multiple offers on the same home.  Those offers were often well over asking price and with few to no contingencies.  If a buyer needed financing, often their offers were not considered if the seller received cash offers.   Fast forward to end of 2022 where homes are staying on the market longer, few or no multiple offer situations and few to no cash offers.  Buyers are once again able to make offers contingent on appraisals, home inspections and financing. 

Now let’s throw in the rapid rising of interest rates over the course of 2022,  and we had a lot of…

784 Views, 0 Comments


I would like to tell you my story as a Realtor trying to help a family find a new home.  As a Realtor, you normally will find a happy family excited about finding their new home.  Now lets add one defining fact....one daughter is in a wheelchair.  I have been a real estate agent for almost 17 years.  This situation has come up from time to time, but never with a child. 

I had never realized until this past month just how difficult it is to  maneuver around in many homes.  You would think that the newer homes might have some considerations such as a bathroom door wide enough to accommodate a child's wheelchair!  Not so!  So many floorplans have spacious kitchens, open floor plans, and all the most modern conveniences.....except access to the…

693 Views, 0 Comments

Not Familiar With How a Septic System Works?

 Wondering what you should do when you purchase a home that is not connected to public sewer?

If you are working with REALTOR, he/she should be aware of the laws regarding septic tank disclosures and make sure your offer/contract addresses the septic system.  Some real estate agents are not familiar with them because they sell properties mostly on public sewer, so be sure to ask about their knowledge of septic systems.

Purchasing a Home With a Septic Tank

In the Tennessee area, septic systems are based on number of bedrooms, not bathrooms.  The tank holds the solid waste and the liquids drain from the tank out into the field lines(filled with gravel and also underground) The number of field lines determines the number of bedrooms that…

12996 Views, 13 Comments

 Rumba's Story


Rumba Down

My husband and I have owned horses for over 25 years.  They live with us on our farm in Tennessee.  Most of our horse years, we traveled all over the country riding trails and seeing scenery that you can only begin to imagine.  We have been to some beautiful places in this great Country of ours.

In 2014 my husband and I decided to stop taking such long trips with horses and concentrate on events and places more local.  We actually have two horses that have traveled over 300,000 miles, in the trailer.  It was that year that we decided to go to some local horse shows just to be spectators.  It wasn’t long that we got the show bug and decided to start showing. The event that my husband was most interested in was the Working Cow Horse…

12000 Views, 0 Comments

Contingency Contracts

home contingency contracts As a REALTOR, I get many calls from buyers who have found a house on line and want to get more information.  So many times I have to tell them that the house is already under contract.  Yes, our Nashville TN area real estate is booming and many houses are under contract.  

The issue is that buyers are looking on 3rd party websites that do not show that a home is under a contingency contract and are still showing as Active.  This is because the listing agent will not toggle the listing as a Pending until the buyer contingencies have been satisfied. Those contingencies could be inspection period, financing, or buyer has a home to sell.  The listing agent wants to protect his/her seller and make sure the house remains on the…

3252 Views, 0 Comments


Bigger is Not Always Better

square footage in a home


When purchasing a home in the Middle Tennessee area, remember that bigger is not always better when determining usable square footage.  Many buyers feel that the total square footage of a home determines their usable space. Not so.  Smaller houses can actually be bigger. How? By having more usable linear footage, than square footage.


• Linear footage is length of each usable wall in a room.
• Square footage is determined by outside dimensions of heated living space(excluding 2 story foyers, garages, etc. which is not living space) (Over garage bonus rooms are measured differently) Buyers are encouraged to measure wall space rather than concentrate on the total square footage of a home. • Is it a floor plan with…

1357 Views, 2 Comments

Choosing an Expert Equestrian REALTOR®

Some horse farm buyers often make the mistake of simply going with the real estate agent who is advertising a listing they’re interested in.  Or, you may have searched for a potential property and you somehow ended up speaking with a non-equestrian agent who offered to show you properties.  If you are a seller, you may find yourself in a difficult position of having a friend or family member who is a real estate agent, but lacks the knowledge of an equestrian REALTOR.  Without asking the right questions of the agent, you can soon find yourself shopping for horse properties with a REALTOR® who may not fully understand the needs of horses and horse owners. For the seller, not having an Equestrian REALTOR can…

2042 Views, 3 Comments

Seller Occupancy After Closing 

  I want to tell everyone a little story about Occupancy After Closing and why it is so important from a buyer's position to have a written document.  Not to long ago, I represented a buyer who purchased a home in Hendersonville, Tennessee located in a popular lakeside community.  

Occupancy After Closing

 Because the seller was building a new home, part of their negotiations to my buyer was that they would like to occupy the home for 3 days after closing in hopes that their nearly finished new home would be ready to move in.

Get it In Writing!

My buyers agreed and we prepared an Occupancy After Closing document that we presented to the sellers and they agreed to sign.  Many times agents and buyers/sellers do not write up a…

8499 Views, 1 Comments